1, 2020, still have those plans to choose from. Current Medicare enrollees and anyone eligible for Medicare before Jan. I think it’s really important to highlight that for people who have been enrolled in Plan C and Plan F, there is absolutely nothing changing."īut if you turned 65 after January 2020 or became disabled after the first of the year and want to buy a Medigap plan, you will not be able to enroll in either C or F. “That shorthand has caused a lot of panic. It’s been widely reported that Plan F is “going away,” says Casey Schwarz, senior counsel for education and federal policy at the Medicare Rights Center. It covers everything C does except the Part B deductible and the excess charges that nonparticipating doctors are allowed to charge their Medicare patients. It covers everything F does except the Part B deductible. Plan G is the closest in design to Plan F. Of the 10 Medigap plans, C and F currently pay that deductible, which is $2. The difference between plans C and F is that C does not cover the 15 percent in excess charges that doctors who don’t participate in Medicare are allowed to charge their patients Plan F does. In January 2020 two of the more comprehensive and popular plans, C and F, ceased to be available to people newly eligible for the program. That’s because in 2015, Congress decided to prohibit Medigap from covering the annual deductible for Part B, which pays for doctor visits and other outpatient services. In 2010 the federal government standardized the types of Medigap plans, creating 10 options designated by A, B, C, D, F, G, K, L, M and N.
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